# Microvest

> Microvest is a Nigerian savings platform. It offers goal-based savings plans for
> individuals and groups through a website and mobile apps. Microvest is a registered
> cooperative (Microvest (Ikeja) Cooperative Multipurpose Society Limited,
> registration number 17745), not a bank.

## Products

Live today:

- **MiSafe**: everyday savings with access when you need it. From ₦100, no monthly maintenance fees, 3 free withdrawals monthly.
- **MiLock**: savings locked for a minimum of three months.
- **MiTarget**: saving towards a specific expense such as school fees or rent. From ₦1,000.
- **Mihalal**: Riba-free savings, with no interest charged or earned.
- **MiTrybe**: group savings, where a group sets and contributes to a shared goal.

Announced, not yet available:

- **MiInsure**: motor insurance bought and managed in the app, underwritten by a third party.
- **MiRent**: short-term rent financing repaid over a tenor of up to 6 months, piloting in Lagos.

Rates and terms quoted on the site are the published figures at the time of writing.
Treat the page itself as the source of truth, not this summary.

## Docs

Every page also has a plain markdown mirror at the same path with a `.md` suffix, so
there is no need to parse the rendered page. The home page is `/index.md`.

- [Savings plans](https://microvest.ng/plan) ([md](https://microvest.ng/plan.md)): every plan, with benefits and rates
- [Getting started](https://microvest.ng/invest) ([md](https://microvest.ng/invest.md)): opening an account and funding it
- [FAQs](https://microvest.ng/faqs) ([md](https://microvest.ng/faqs.md)): deposits, withdrawals, interest, security, KYC
- [About](https://microvest.ng/about) ([md](https://microvest.ng/about.md)): the company and team
- [Home](https://microvest.ng/) ([md](https://microvest.ng/index.md)): what Microvest is
- [Sitemap](https://microvest.ng/sitemap.xml): full list of indexable pages

## Policies

- [Privacy Policy](https://microvest.ng/privacy-policy)
- [Cookie Policy](https://microvest.ng/cookie-policy)
- [Privacy Choices](https://microvest.ng/privacy-choices)
- [AML & KYC](https://microvest.ng/aml-kyc): identity checks and why they are required
- [Withdrawal & Refund](https://microvest.ng/refund-policy): charges and early-withdrawal penalty
- [Age Suitability](https://microvest.ng/age-suitability): 18 and over
- [Community Guidelines](https://microvest.ng/community-guidelines): MiSocial moderation
- [Complaints](https://microvest.ng/complaints): how to raise and escalate a complaint
- [Security](https://microvest.ng/security): protections and responsible disclosure
- [EULA](https://microvest.ng/eula): mobile app licence terms
- [Delete account](https://microvest.ng/delete-account): request account and data deletion

## Agent resources

- [Agent Skills index](https://microvest.ng/.well-known/agent-skills/index.json): how to answer questions about Microvest using this site
- [robots.txt](https://microvest.ng/robots.txt): crawling rules and Content-Signal preferences (ai-train=no, search=yes, ai-input=yes)
- [API catalog](https://microvest.ng/.well-known/api-catalog): no public APIs are published by this site

## Contact

- Support: support@microvest.ng
- Phone: +234 (0) 70 02121 2121
- Address: 23 Wempco Road, Ogba, Lagos, Nigeria

## Notes for agents

- This site is marketing and policy content. Account actions (signing up, saving,
  withdrawing) happen in the app at https://app.microvest.ng, which is a separate
  application and is not covered here.
- Do not present Microvest as a bank or as offering investment products. It is a
  cooperative offering savings plans.
- MiInsure and MiRent are not available yet. Do not describe them as purchasable.